Let’s convert more Renters to Homeowners

DAVID BRAUN NMLS# 303007
(630) 687-5800
davidbraun.loan
Let’s convert more Renters to Homeowners

Do you have a potential buyer who has been renting because they feel they cannot purchase a home? Do they still believe that mortgages are impossible to obtain without perfect credit and a 20% down payment?

Here’s the truth on basic factors for qualifying for a home loan:

Do they have a steady income?
Do they have good credit?
Do they have cash in hand for a down payment?
If the answer is “yes” to all three, there is a good chance these clients can get a pre-qualification letter.

But what if…

They have a history of major credit events?
If so, requirements do vary, but consult with your loan consultant to learn if you may be eligible.
They don’t have a ton of cash to put down?
There are many programs that will work with 5%, 3.5%, or in some cases even, 0% down payment. So even if your potential client doesn’t have a lot of cash for the down payment, chances are still good there is an available solution.
If your clients have any questions or concerns before they go through the pre-qualifying process, feel free to refer them to me.

TOP HEADLINES

Saturday, December 16, 2017 MBS RECAP: Bond Traders Have Had Enough Bond traders are increasingly saying “enough already! ” when it comes to reacting to every little push and pull in the […]

Hope For The Holidays

by Ann Marie Scheidler • December 1, 2017 • Leave a Comment  The holiday season is all about being at home with friends and family. But what if your version of “home” was […]

BRAUN MORTGAGE

davidbraunjr Summary Hello and thanks for visiting my LinkedIn profile. I am currently a Loan Consultant with Caliber Home Loans. I am responsible for working with customers who are in need of […]

Amazingly Low Mortgage Rates

Product Interest Rate APR Conforming and Government Loans 30-Year Fixed Rate 4.000% 4.040% 30-Year Fixed-Rate FHA 4125% 4.164% 30-Year Fixed-Rate VA 4.000% 4.295% 15-Year Fixed Rate 3.500% 3.588% 7/1 ARM 3.875% 4.056% […]

803 S Lincoln St, Hinsdale, Illinois

Stunning coastal inspired 2011 Crystal Key Award winning home set on a magnificent 100′ wide lot with professional landscaping. Impeccable attention to detail can be found in the outstanding millwork and designer touches throughout. Amenities include custom cabinetry, Chef’s kitchen with all high end appliances, butler’s pantry, island seating, granite countertops and separate planning area as well as a functional flow ideal for entertaining.

Good House Hunting

Source: Good House Hunting by Elaine Doremus • November 3, 2017 • Leave a Comment Since HGTV’s House Hunters debuted 18 years ago, most real estate brokers have loved relating to the trials and tribulations of finding […]

The Schiller Team

The addition of the Schillers made @properties the #1 office in Elmhurst by active listing volume overnight, and the #1 office in Elmhurst overall within just three months. As a local, independent company, @properties follows the same ethical and moral principles that The Schiller Team was built on.

Get Rate Alerts 5/1 ARM Reviews Lowest APR (5/1 ARM) 5/1 ARM Third Federal Savings & Loan Association NMLS #449401 50 Reviews 4.56/5 3.717 % APR 2.840 % RATE $991 /MO. $2,230 […]